Everyday tools, clear answers
Free online tools for the decisions in front of you.
Compare a loan, plan a repayment, check a work-hours total, or handle a deadline. Each core tool includes a worked example, assumptions, and a practical next step so the number is easier to use.
Finance
EMI and SIP estimates
Work
Pay and notice planning
Time
Shifts and deadlines
Complete the highlighted fields with valid values. Results are hidden until the inputs are valid.
Finance tool
EMI Calculator
Check the monthly payment before choosing a loan amount or tenure.
Monthly EMI
₹12,398.57
Total interest
₹4,87,828.27
Total repayment
₹14,87,828.27
Featured practical guides
Three decisions that benefit from more than a quick estimate.
Use a calculator to test the numbers, then read the matching guide for a worked example, assumptions to check, and a clear next step. Finance guides link to primary sources when a rule or disclosure matters.
What's included
EMI prepayment planning, loan-offer comparison, and decimal time conversion for timesheets and payroll.
Finance
EMI Prepayment Calculator
Estimate how a one-time loan prepayment could change your remaining EMI, tenure, and future interest under a fixed-rate assumption.
Finance
Loan Comparison Calculator
Compare personal or home loan offers by EMI, interest rate, fees, tenure, and estimated total repayment.
Everyday
Hours to Decimal Converter
Convert hours and minutes to decimal hours for timesheets, payroll, invoices, and work-hour tracking.
Core tools
Find the task you need to finish.
Choose a tool to calculate a result, then read the guide for practical context, examples, and common questions.
Finance
EMI Calculator
Calculate monthly EMI, total interest, and total repayment for home, car, or personal loans with clear cost estimates.
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Finance
SIP Calculator
Estimate SIP maturity value, total investment, and potential gains from monthly mutual fund contributions.
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Everyday
Time Duration Calculator
Calculate the full span between two times in hours and minutes, including overnight periods.
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Everyday
Work Hours Calculator
Calculate net work hours after an unpaid break and estimate weekly hours, including overnight shifts.
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Finance
EMI Prepayment Calculator
Estimate how a one-time loan prepayment could change your remaining EMI, tenure, and future interest under a fixed-rate assumption.
Open tool
Finance
GST Calculator
Calculate the GST amount and total price from an entered amount and GST rate, whether tax is added or already included.
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Everyday
Fuel Cost Calculator
Estimate fuel needed, trip cost, and cost per kilometre from distance, mileage, and fuel price.
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Finance
Flat vs Reducing Interest Calculator
Compare flat-rate and reducing-balance personal loans by EMI, interest, and total repayment for the same amount and tenure.
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Date
Working Days Calculator
Count working days or business days between dates, excluding weekends and optional holidays for deadlines and schedules.
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Everyday
Hours to Decimal Converter
Convert hours and minutes to decimal hours for timesheets, payroll, invoices, and work-hour tracking.
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Finance
Loan Comparison Calculator
Compare personal or home loan offers by EMI, interest rate, fees, tenure, and estimated total repayment.
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Finance
Salary Hike Calculator
Calculate the monthly and annual salary increase from a current salary and hike percentage.
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Everyday
Overtime Pay Calculator
Estimate regular pay, overtime pay, and combined gross pay using your entered hours and multiplier.
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Date
Notice Period and Last Working Day Calculator
Estimate your last working day for a notice period stated in calendar or working days. Four weeks is 28 calendar days; a contractual month needs its own date rule.
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Finance
Simple vs Compound Interest Calculator
Compare simple interest with compound growth for the same principal, rate, and time period.
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A better way to use a quick tool
The number is only the start of the answer.
Clear inputs
Each tool asks only for the values needed to calculate a useful result.
Practical guides
Guides explain the formula or method, common mistakes, and sensible next steps.
Honest limits
Important results should be checked when a decision affects money, health, eligibility, or a formal document.
Read before you decide
Guides built around real situations.
Work planning · 2 min read
How to calculate work hours in a week from a shift schedule
Turn daily start times, finish times, and unpaid breaks into a clear weekly work-hours estimate.
GST basics · 2 min read
GST on a discounted price: calculate the total with an example
See how a simple discount changes the taxable value, GST amount, and final price when tax is added separately.
Personal finance · 3 min read
Home loan EMI checklist: five figures to compare before you apply
A five-part worksheet for a written home-loan offer, with a Rs. 30 lakh example and a rate-rise budget check.